Mortgage Rates Today in the U.S. — What Homebuyers Must Know Before Locking a Loan
As of January 20, 2026, the U.S. mortgage market continues its gradual descent from the elevated levels seen in recent years, offering renewed hope for homebuyers and homeowners eyeing a refinance. The latest data from Freddie Mac’s Primary Mortgage Market Survey (PMMS), released on January 16, 2026, shows the average 30-year fixed-rate mortgage at 6.06%, … Read more